JOEY CHAN REAL ESTATE
San Francisco
B U Y E R S
Thank you for choosing Joey Chan + team to represent you. Your needs are our top priority. We take the time to really listen to our clients and we are available at a moment's notice. As a top producing buyer's agent, we're always on top of San Francisco's market conditions so we can provide the best advice for our clients. Buyers depend on our knowledge and experience to ensure an outcome that is well executed, stress-free and successful. Below you'll find a Home Buyers Guide that clearly explains the steps to purchase a home in San Francisco. Hope you'll find it useful!
For a printable pdf version of How to Buy a Home in San Francisco, click here.
Thank you for choosing Joey Chan + team to represent you. Your needs are our top priority. We take the time to really listen to our clients and we are available at a moment's notice. As a top producing buyer's agent, we're always on top of San Francisco's market conditions so we can provide the best advice for our clients. Buyers depend on our knowledge and experience to ensure an outcome that is well executed, stress-free and successful. Below you'll find a Home Buyers Guide that clearly explains the steps to purchase a home in San Francisco. Hope you'll find it useful!
For a printable pdf version of How to Buy a Home in San Francisco, click here.
SAN FRANCISCO
HOME BUYERS GUIDE
2024
HOME BUYERS GUIDE
2024
H O M E B U Y I N G
P R O C E S S
Whether you are a 1st time home buyer or a savvy investor, there are many critical things you need to know and hundreds of details to keep track. When you work with Joey Chan, Realtor + team, you're working with a team of experts in the field, ensuring you to have quality local real estate advice to guide you every step of the way. We’ll help you understand all the specifics of the process, thus resulting in a flawless transaction. Our goal is to make sure that your home buying experience is as smooth and stress-free as possible.
Initial Consultation
Having realistic expectations with the current real estate market from the start is of utmost importance. What you can afford, and your timeline to closing are critical elements for a successful closing. The initial consultation is where we learn all about you and what you are looking for. We’ll review the entire home buying process and what we will do for you every step of the way. We’ll look at your timeframe and anything that may alter your ability to move on a property, such as whether you have another property to sell. We’ll also talk about our communication styles and preferences, to ensure a smooth and mutually satisfying outcome. At the end of our initial consultation, we’ll have a realistic plan for moving forward. Contact Team |
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What are your wants and needs?
Your wants and your needs are different. Your needs are the things you absolutely cannot live without – you won’t even look at a property unless it has every single one of them. Your wants are the things you’d really like, but can live without. Once we fully understand what you are looking for, we’ll talk about the right San Francisco neighborhoods for you to consider and the average home prices. We are San Francisco residents and understand the city’s micro-lifestyles. Contact Team
Your wants and your needs are different. Your needs are the things you absolutely cannot live without – you won’t even look at a property unless it has every single one of them. Your wants are the things you’d really like, but can live without. Once we fully understand what you are looking for, we’ll talk about the right San Francisco neighborhoods for you to consider and the average home prices. We are San Francisco residents and understand the city’s micro-lifestyles. Contact Team
Budget and Financing
Knowing how much you can afford is perhaps the most important and should be one the earliest steps prior to looking at properties. If you’ll need a loan to help purchase your home, we can help you connect with a trusted and experienced lender – we have partnered with many excellent lenders in the past, and we can find the right one based on your needs. We can also introduce you to tax and financial professionals who can help you understand the benefits and ramifications of your prospective purchase. Contact Team
Knowing how much you can afford is perhaps the most important and should be one the earliest steps prior to looking at properties. If you’ll need a loan to help purchase your home, we can help you connect with a trusted and experienced lender – we have partnered with many excellent lenders in the past, and we can find the right one based on your needs. We can also introduce you to tax and financial professionals who can help you understand the benefits and ramifications of your prospective purchase. Contact Team
Finding your dream home.
Many times Joey Chan + team will know of new properties before it ever becomes available to the public. That is because we're always up to date with the current San Francisco market conditions and developers and homeowners who wish to sell come to us first before listing their property online. We understand that your time is valuable, so we will do all of the legwork for you. We will only let you know of properties that match your needs, whenever you are available. We will also change course, if needed, based on what we learn about market conditions and your needs. Contact Team |
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Making an offer
Sometimes it doesn't take long before you find your dream home. And when you do, you want to work with a top realtor like Joey Chan + team to make the offer for you. Making an offer on a home in San Francisco is unlike making an offer in any other city in the U.S. There are things the public are not aware of. This is where we would come in to help our clients. We’ll review comparable sales in the neighborhood and/or within the building and discuss different offer strategies that would work best for you. If the home you desire is priced too high for the current market, we will be 100% candid with you. If you decide to make an offer, we’ll review and sign all available disclosures and reports, and we’ll prepare a detailed offer package. Then, we will help you negotiate the best possible price for your new home! Contact Team
Sometimes it doesn't take long before you find your dream home. And when you do, you want to work with a top realtor like Joey Chan + team to make the offer for you. Making an offer on a home in San Francisco is unlike making an offer in any other city in the U.S. There are things the public are not aware of. This is where we would come in to help our clients. We’ll review comparable sales in the neighborhood and/or within the building and discuss different offer strategies that would work best for you. If the home you desire is priced too high for the current market, we will be 100% candid with you. If you decide to make an offer, we’ll review and sign all available disclosures and reports, and we’ll prepare a detailed offer package. Then, we will help you negotiate the best possible price for your new home! Contact Team
Purchase Process & Timeline
We will manage all of the details necessary for escrow, to meet your lender’s requirements and for the listing agent, including: setting up an escrow account to pay your property taxes and insurance premiums, ordering the preliminary title report from the title company, submitting the purchase contract to the lender for processing, and ensuring the lender has scheduled an appraisal so that we can receive financing approval. Contact Team
We will manage all of the details necessary for escrow, to meet your lender’s requirements and for the listing agent, including: setting up an escrow account to pay your property taxes and insurance premiums, ordering the preliminary title report from the title company, submitting the purchase contract to the lender for processing, and ensuring the lender has scheduled an appraisal so that we can receive financing approval. Contact Team
Inspections to ensure the property’s condition
We will work with you to set up all of the necessary home inspections: property, pest, chimney, roof, etc. We will review the seller’s disclosures and the homeowner’s association documents, if any. If new critical issues are discovered during the inspections, we will help you negotiate the necessary repairs, or else renegotiate the sales price. After we have completed the property inspections and have confirmation of the loan document approval, contingencies will be removed. Contact Team
We will work with you to set up all of the necessary home inspections: property, pest, chimney, roof, etc. We will review the seller’s disclosures and the homeowner’s association documents, if any. If new critical issues are discovered during the inspections, we will help you negotiate the necessary repairs, or else renegotiate the sales price. After we have completed the property inspections and have confirmation of the loan document approval, contingencies will be removed. Contact Team
Closing – almost there
We will do a final walkthrough of the home together to confirm its condition and the completion of any requested repairs. We will review your closing and transaction costs. You will need to sign the loan documents, and provide a cashier’s check or send a wire for the down payment and closing costs. The lender will send the balance of the funding to the title company. We will ensure that the title company representative records the deed at the county recorder’s office. You will receive a copy of the HUD/Settlement statement – you’ll need it next year when you prepare your taxes.
Contact Team
We will do a final walkthrough of the home together to confirm its condition and the completion of any requested repairs. We will review your closing and transaction costs. You will need to sign the loan documents, and provide a cashier’s check or send a wire for the down payment and closing costs. The lender will send the balance of the funding to the title company. We will ensure that the title company representative records the deed at the county recorder’s office. You will receive a copy of the HUD/Settlement statement – you’ll need it next year when you prepare your taxes.
Contact Team
Moving In
We can help you with any of the details of your move and settling in. We have a large network of trusted experts we can bring in, including: movers, home designers, remodelers, electricians, etc. You will want to set up all of the necessary utilities: electricity, water, garbage, phone, Internet, alarm, etc. You may need to contact the HOA office as well. You’ll need to change all the locks on your doors and update the security system. We can provide phone numbers and contact information, wherever needed. Contact Team
We can help you with any of the details of your move and settling in. We have a large network of trusted experts we can bring in, including: movers, home designers, remodelers, electricians, etc. You will want to set up all of the necessary utilities: electricity, water, garbage, phone, Internet, alarm, etc. You may need to contact the HOA office as well. You’ll need to change all the locks on your doors and update the security system. We can provide phone numbers and contact information, wherever needed. Contact Team
CONTACT US
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J O E Y C H A N 415-815-9116 JoeyChanRealtor@gmail.com DRE# 01935812 |
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San Francisco Association of Realtors (SFAR) California Association of Realtors (CAR) National Association of Realtors (NAR) Real Estate Board of New York (REBNY) |
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